Services

DEPOSITS

Earn a higher income on your surplus funds by investing in a deposit scheme of your choice. We have introduced various deposit schemes with excellent interest rates.

DEPOSIT INTEREST RATES

SAVINGS BANK ACCOUNT : 04.00%

CURRENT ACCOUNT : 0%

DAILY DEPOSIT : 03.00%

FIXED DEPOSIT :

15 – 45 Days– 4.75%
46 – 90 Days – 5 .25 %
91 – 179 Days – 5.75 %
180 – 364 Days – 6.25 %
365 – 729 Days – 6.75 %
2 years and above – 6.50 %

(0.5% extra in fixed deposit for senior citizens)

A Fixed Deposit offers you something more than a normal savings bank account does. It is a fixed amount of money that you deposit for a fixed period of time, until maturity that offers a higher rate of interest. Fixed Deposits are generally very safe investments and are used to denote a larger class of investments with varying levels of liquidity. Usually it cannot be withdrawn before the date of maturity and this ensures that the money is fully safe and would achieve its full range of potential by the date of maturity.

HAVE QUESTIONS? WE ARE HERE TO HELP YOU!

LOANS

We have a fairly large basket of loan schemes specially designed to suit your needs. Chase your dreams with our products.

LOAN INTEREST RATES

CONSUMPTION LOAN – 10.75% – 60 MONTHS

GOLD LOAN – 10.5% – 12 MONTHS

GOLD AGRICULTURAL LOAN – 7% – RS 6 MONTHS

MUTTATHE MULLA – 9%- 12 MONTHS

VIDYATHARANGINI – 0% – 24 MONTHS

OTHER SERVICES

1954-ൽ പ്രവർത്തനം ആരംഭിച്ച ബാങ്ക് അംഗങ്ങളുടെയും ഇടപാടുകാരുടെയും സ്തുത്യർഹമായ സേവനം കാഴ്ചവെച്ച് ചെങ്ങന്നൂരിന്റെ വൻ സാമ്പത്തിക ശക്തിയായി വളർന്ന് ചെങ്ങന്നൂരിന്റെ വികസനത്തിന് മുഴുവൻ അംഗങ്ങൾക്കും ഇടപാടുകാർക്കും സാമ്പത്തിക ആവശ്യങ്ങൾ നിറവേറ്റാൻ ബാങ്കിനു കഴിഞ്ഞിട്ടുണ്ട്.